An institution
AG Public Adjusting exists for one reason: to represent policyholders during property insurance claims. The firm operates with the structure of a professional services organization — documented methodology, multi-disciplinary review, and a written record on every file.
One side.
The firm represents the policyholder. The firm does not represent insurance carriers, brokers, or any party whose interests stand opposite the insured. This is not a marketing position — it is the regulatory and ethical foundation of public adjusting practice in Florida.
AG Public Adjusting was built around this principle. Every internal decision, every engagement term, and every file the firm touches is governed by it.
Built as a firm.
Files are assigned, reviewed, and managed within a documented methodology — the AG Method. Senior reviewers, field adjusters, documentation specialists, and negotiators operate as defined roles, not interchangeable individuals.
This produces consistency. It produces a written record. And it produces recoveries that do not depend on any single person — only on the system.
A five-stage system,
AG Public Adjusting operates the same disciplined sequence on every file. The method is what replaces personality — and what produces consistent recoveries.
Intake
Policy review, loss assessment, and engagement. The firm establishes scope and timeline before any contact with the carrier.
Investigation
On-site inspection, photographic documentation, sampling, and engineering coordination where the loss requires it.
Documentation
Scope of damage, line-item estimate, code-compliance review, and the evidentiary file supporting the claim.
Negotiation
Carrier presentation, supplements, re-inspections, and the structured back-and-forth that drives recovery.
Recovery
Settlement, payment release, and — when necessary — reopening procedures or referral to litigation counsel.
Intake
Policy review, loss assessment, and engagement. The firm establishes scope and timeline before any contact with the carrier.
Investigation
On-site inspection, photographic documentation, sampling, and engineering coordination where the loss requires it.
Documentation
Scope of damage, line-item estimate, code-compliance review, and the evidentiary file supporting the claim.
Negotiation
Carrier presentation, supplements, re-inspections, and the structured back-and-forth that drives recovery.
Recovery
Settlement, payment release, and — when necessary — reopening procedures or referral to litigation counsel.
The method is the firm. The firm is the method.
AG Public Adjusting · Operating Doctrine
Trust is structural.
Each engagement is executed under written contract aligned with Florida statute and Department of Financial Services standards.
Florida Licensing
AG Public Adjusting operates under a Florida Public Adjuster Firm license. All assigned adjusters are individually licensed and active in good standing.
Regulatory Compliance
Engagement contracts, fee structures, and timelines follow Florida Statute § 626.854. Documentation is built to withstand regulatory review.
Professional Standards
Continuing education, peer review of complex files, and a written methodology that governs every claim from intake to recovery.
Policyholder Representation
The firm represents the policyholder. The firm does not represent insurance carriers. This boundary is unconditional.